Using Joplin as a password manager?

The simple answer is DON'T. There are technical reasons why not, including the way Joplin is built, what it does and what it doesn't, libraries used, and more important - the little security review which Joplin has seen so far. Read up on your subject on Bruce Schneier's site, than choose an appropriate solution (search for "snakeoil", yes, I am serious !)
All is relative of course. The most important step before any decision : "develop a sense of risk management to your privacy" - here is a good guide !

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